About EOS - EOS in Spain
Exterior view of two business towers.

Financial investor

globally connected driven by technology and entrepreneurial spirit

We take care of your liquidity and your customers.

Spanish subsidiary of the EOS Group, we are leaders in global credit management services, both nationally and internationally, specialized in the purchase of Secured and Unsecured NPLs.

With more than 25 years of experience and a staff of more than 200 specialists in credit management, we offer tailor-made solutions in order to optimize our clients' resources.

Our commitment is to facilitate the path towards an evolving and sustainable economy in the long term.

Changing finances for the better.

Find us in Spain

Please click on the city names in order to find office details.

A Coruña


Manuel Guzmán, 1. Esc. 1, Planta 1
15008 A Coruña

Phone: +34 981 079 955


Opening hours:

Monday - Friday:
8:00 a.m. - 9:00 p.m.


Avda. de Burgos, 8. Edif. Bronce - 10D.
28036 Madrid

Phone: +34 912909360


Opening hours:

Monday - Thursday:
9:00 a.m. - 6 p.m.

8:30 a.m. - 3 p.m

Atram Asset II, S.L.

Atram Asset II, S.L. is a real estate lender which operates in the national loan market and is therefore under the supervision of the Bank of Spain. Its main activity consists on the acquisition of credit portfolios from financial institutions for its subsequent management (aimed at debt recovery), without prejudice to the possibility of carrying out other activities such as granting loans and/or credits with mortgage guarantees, among others.

Should you wish to file a claim or complaint, the attached document will explain how to do so.

Committed to gender and equal opportunities

At EOS Spain, people are the driving force behind our business, being them the protagonists of our projects and those who allow us to achieve excellence in our day-to-day work.

We have an Equality Plan in force since January 2020 that applies to our work centres located in Spain.

This Plan, on the one hand, has the general objective of guaranteeing equal treatment and opportunities between men and women in access, selection, hiring, promotion, training, remuneration and other working conditions and integrating gender mainstreaming in all areas of management. In order to achieve the general objective, specific objectives have been defined for each area of action, as follows:

  • Recruitment/selection
  • Promotion and training
  • Reconciliation of professional, family and personal life and use of time.
  • Salary remuneration
  • Sexual or gender-based harassment
  • Risk prevention and occupational health and safety
  • Corporate culture, communication and advertising.
In addition, since June 2020, we have an equality committee whose objectives are:

  • To ensure compliance with the principle of equal treatment and opportunities for women and men.
  • To actively participate in carrying out the diagnosis and, once finalised, to proceed to its approval.
  • To draw up and approve the Equality Plan.
  • To encourage the dissemination of the Plan and promote its correct implementation.
Our commitment to equal opportunities and gender equality implies that we continue to adopt specific measures and actions to guarantee equality between men and women in all professional areas, contributing to the construction of a fairer and more egalitarian society.

The heads supporting our talents.

Carlos Lorenzo, Managing Director of EOS Spain since 2019. Until this appointment, Carlos was Director of Operations at national and European level in different multinationals of the financial sector. With 20 years of experience, he has held various senior management positions, leading the development of new business lines and NPL's management in the field of consumer loans, auto and mortgages in Switzerland, Spain, Italy, Poland and Portugal. Carlos has a degree in economics graduated in economics from the HSO of Zürich.

Jorge Ortega, Managing Director of EOS Spain from 2023. He joins the team to drive the growth of the Secured line and help meet the growing demands of the Spanish market. Over the past 14 years, Jorge has accumulated international experience in the sector at companies such as Deloitte, Goldman Sachs and Amitra Capital, a subsidiary of CPPIB.

José Miguel Vázquez, Financial Director, has worked for the company since 1999. He was previously employed at Pastor Serfin and Locamo Controle de Crédito in Portugal. José Miguel Vázquez holds a degree in Economics from the University of Santiago de Compostela, in Galicia.

Marta Pereiro, Business & Transformation Director since January 2020. She is passionate about managing people with more tan 15 years of experience in prestigious companies, in which she has held positions as Director of Talent Management and People Manager. In these years, Marta has led strategies for identfication, recruitment and loyalty of talent, as well as training, organization and transformation projects. Marta has a degree in psychology and has a Coaching Certification Program endorsed by AIC, International Coaching School. In addition, she is speaker and trainer in different business schools and universities such as IFE Business School, CESUGA or the School of Labor Relations of A Coruña.